Thought of the Day

"No life ever grows great until it is focused, dedicated, disciplined." -Harry Emerson Fosdick

Why You Are Not Getting Any Money Online

Let me begin this article with a confession.

It was inspired by a mail I received from Joseph Freyaldenhoven, Collective Team Marketing (CTM) Manager.

Joe said he was listening to some Vick Strizheus videos one morning and taking down some notes. Vick claimed to have made more than $700,000 in 28 days from scratch. I myself have been viewing that same powerful video yesterday and the day before it on this link: Click me!

Joe continued that he listens to Gurus like Vick to understand what they do. When Vick said “I am going to reveal to you the reason that 98 per cent fail and 2 per cent succeed online,” Joe claimed that his ears perked up and he grabbed a pen to write it down.

Joe gave it to me thus, “People fail because they do not use a lead capture page and build their lists.” And he suggested I wrote that down. I did because I am bent on earning money from the internet. I recommend you write it down too and never forget the message. That is, take action to have a lead capture page and build your lists if you want to gain money on the internet. Why? An online business succeeds on the two. Why? Simple: the money is in the lists! 

Now, let me go back to Joe. He said that he was elated! That is exactly what they teach at CTM and they have the best lead capture system bar none. I know this because I am a member. (Check it here:  collectiveteammarketing) I was also as elated as Joe because I had just paid for my membership at Traffic Wave, a great (why not, the greatest) autoresponder to get leads (Check it here: trafficwave) on the insistence of Freedownliner, a great list and downline builder. (Check it here too: freedownliner)

Joe said that he looked at his results - he had captured over 5000 leads in about 10 months.  And this list was his most responsive list. Then Joe did some thinking - how can he help their team to utilize that and make money on the internet?

He had a proposal to make to me, and it was:

If I had not made any money online - he was going to offer me this:

1. a lead capture page for Captain Hits he had created under Splash Pages Folder

2. an auto responses for Captain Hits 3 messages he had created

3. and the email he sends out

Joe claimed he averaged one sale for every 100 email opens and one optin for every 80 opens.

In that short email I learnt a lot about how to get money online. Thanks Joe. 

Do you also want to learn how to win money on the internet? Then please check the three money makers again here:

Collective Team Marketing: collectiveteammarketing

Traffic Wave: trafficwave

Freedownliner: freedownliner

Thought of the Day

"Success...seems to be connected with action. Successful men keep moving. They make mistakes, but they don't quit." -Conrad Hilton

Thought of the Day

"The world has the habit of making room for the man whose words and actions show that he knows where he is going." - Napoleon Hill

Entrepreneur Discovers Revolutionary Money Printing System

“Internet Traffic King” Revolutionizes Internet Marketing. Again

Published on 19 April 2013

by Stephen I

(WireNews+Co)

San Diego, USA

Big Idea Mastermind

 An online entrepreneur and top Internet marketer of over 10 years’ experience is now sharing a recently-created money making system which made him $710,000 in just 28 days, for free. The details of how the system works is being described as ‘both foolproof and failsafe’ and the designer is launching the campaign in a bid to help others to achieve success online.
 After the initial launch period, the campaign went on to generate some $1.2 million in the space of two months, a huge figure which was achieved without any contact lists or products to sell.

This new system represents the ‘Holy Grail’ of Internet marketing.
 Vic Strizheus is something of a celebrity within this sector of business and has founded a number of popular and highly successful information products and courses including the award-winning High Traffic Academy.
 The link to the new training mini course can be found here, where viewers will be treated to an introduction video of Strizheus in his Miami Beach Florida home, driving the latest Ferrari 458 and giving away freebies including the famous Landing Page Pro software with the price tag of $497.

 How Was So Much Money Made?
 Strizheus explains in his lecture that around 98% of people who endeavor into Internet marketing businesses to create a secondary or passive income, fail in the process. Thus, he encourages people to ignore what 98% of people are doing (rather than copying them, as is usually attempted) and follow instead a system which he provides in full over a free, three-video mini course.

 The process is a relatively simple one and Strizheus tells the story how one of his students with no previous experience or e-mail list of interested clients made $30,000 in the first month.

 How Does that Compare with Traditional Internet Marketing?
 Traditionally, Internet marketing and affiliate marketing are phrases used interchangeably. While many people seek to create an income through the process of selling products online by affiliating with the manufacturer and taking a commission per sale, very few people achieve success.

 In order to make money, a product must first be found which is suitable for the seller to partner with, a website must be built and finally (the most difficult part) traffic must be generated either via paid advertising or through organic search and search engine optimization (SEO).

 The new method on offer is taking the Internet by storm. The Big Idea Mastermind project has the goal of helping over 100,000 people achieve their ideal lives and to strive for 10,000 of those people to generate $250,000 per year by the end of the program. With the so-called “Traffic King” behind them, it’s starting to look like these goals will be realized.

 An online entrepreneur and top Internet marketer of over 10 years’ experience is now sharing a recently-created money making system which made him $710,000 in just 28 days, for free. The details of how the system works is being described as ‘both foolproof and failsafe’ and the designer is launching the campaign in a bid to help others to achieve success online.
 After the initial launch period, the campaign went on to generate some $1.2 million in the space of two months, a huge figure which was achieved without any contact lists or products to sell.
This new system represents the ‘Holy Grail’ of Internet marketing.

 Vic Strizheus is something of a celebrity within this sector of business and has founded a number of popular and highly successful information products and courses including the award-winning High Traffic Academy.
 The link to the new training mini course can be found here, where viewers will be treated to an introduction video of Strizheus in his Miami Beach Florida home, driving the latest Ferrari 458 and giving away freebies including the famous Landing Page Pro software with the price tag of $497.

 How Was So Much Money Made?
 Strizheus explains in his lecture that around 98% of people who endeavor into Internet marketing businesses to create a secondary or passive income, fail in the process. Thus, he encourages people to ignore what 98% of people are doing (rather than copying them, as is usually attempted) and follow instead a system which he provides in full over a free, three-video mini course.

 The process is a relatively simple one and Strizheus tells the story how one of his students with no previous experience or e-mail list of interested clients made $30,000 in the first month.

 How Does that Compare with Traditional Internet Marketing?
 Traditionally, Internet marketing and affiliate marketing are phrases used interchangeably. While many people seek to create an income through the process of selling products online by affiliating with the manufacturer and taking a commission per sale, very few people achieve success.

 In order to make money, a product must first be found which is suitable for the seller to partner with, a website must be built and finally (the most difficult part) traffic must be generated either via paid advertising or through organic search and search engine optimization (SEO).

 The new method on offer is taking the Internet by storm. The Big Idea Mastermind project has the goal of helping over 100,000 people achieve their ideal lives and to strive for 10,000 of those people to generate $250,000 per year by the end of the program. With the so-called “Traffic King” behind them, it’s starting to look like these goals will be realized.





The Big Idea Mastermind is an elite group of internet markerers cashing in on this amazing opportuinty

Contacts

•  
• stephen iervella
• SkyHighMedia
• PR Contact
• Tel: +14037018020
•  

Posted 2013-04-19 07:46:00

Will Your Pension Disappear, Post-Detroit?

Create a ‘what if’ plan that assumes pension is cut by half

By Robert Powell | MarketWatch – Wed, Jul 24, 2013 6:30 AM EDT

Associated Press/Paul Sancya - Protesters carry a sign outside the Levin Federal Courthouse in Detroit, Wednesday, July 24, 2013. Detroit's bankruptcy is hitting a courtroom for the first time as a judge considers …more 

State and local government workers with traditional pension plans might want to revisit their retirement-income plans in the wake of Detroit’s filing for bankruptcy.

As many know by now, workers and retirees for that troubled city, which has an underfunded pension liability of some $3.5 billion, face the possibility that their pensions could be reduced drastically in a worst-case scenario.

A hearing to determine whether a lawsuit by the city’s 20,000-plus retired public employees can block the bankruptcy is scheduled to be held Wednesday. 

But no matter what happens, experts say that now would be a good time for public-sector workers and retirees—especially those whose employers have underfunded pensions—to revisit their retirement plan, crunch out a few what-if scenarios, and adjust their current or planned lifestyle accordingly.

“Despite their having earned their benefits through years of employment, alarming headlines are shaking current and future retirees’ confidence in their retirement security,” said Richard Schroder, president of Anova Consulting Group, a Brookline, Mass., market research and consulting firm focused on the retirement-services space.

According to published reports, public pensions aren’t the only ones in trouble. The Teamsters’ Central States, Southeast & Southwest Pension Plan, which is the nation’s largest multiemployer pension fund, faces tough times, too. Documents filed at the end of 2012 by the Rosemont, Ill.-based fund show that its liabilities are almost double its assets — $34.9 billion versus $17.8 billion, according to a recent BenefitsPro report, Teamsters pension plan stuck in crisis.

Detroit’s bankruptcy and the underfunded status of the Teamsters’ pension are only the latest examples of an age of increasing uncertainty for Americans planning for retirement, Schroder said.

Create a worst-case plan
“Now more than ever, it is incumbent upon Americans to take increased responsibility for their personal financial well-being,” Schroder said. “At one point or another, most of us have been given the advice to ‘not put all our eggs in one basket,’ and the same concept applies to retirement.”

Schroder said worst-case “what-if” scenarios, such as the prospect of pension benefits being reduced, should be considered as part of retirement planning. He also said most Americans would be well-served by improving their financial literacy or having discussions with a qualified financial adviser.

What’s an appropriate worst-case scenario? Consider the case of Central Falls, R.I.: After declaring bankruptcy in 2011, that city slashed one in three of its retirees’ pension checks by more than half, with the majority of the city’s former public-safety workers set to lose tens of thousands of dollars a year, according to published reports. The former acting fire chief’s pension dropped by $41,684 a year, from $75,789 to $34,105; a former firefighter’s pension dropped by $37,628, from $68,414 to $30,786; and a former policeman’s pension dropped by $36,493, from $66,351 to $29,858. 

Given that example, part of your worst-case scenario planning should be to envision how you’d get by if your expected pension was cut in half. That should give you a sense of whether you could live on the reduced pension, or whether you might need to bump up your savings rate, or delay retirement, or return to work, or reduce your standard of living, or any combination of those actions. (MarketWatch has a “Retirement Planner” calculator where you can test various what-if scenarios.)

“Individually, each person may not be able to affect the outcome around her respective pension reform,” said Jeffrey Tomaneng, a financial adviser at Lincoln Investment Planning. “However, he or she does have the ability to control expectations and make adjustments to lifestyle and budget.”

From the planner’s view, Tomaneng said, you still use the same fundamentals of the financial-planning process. “You still discuss worst-case, best-case and variations of in-between scenarios,” he said. “Spend less, earn more, save more, work longer, retire somewhere cheaper and so forth.”

Tomaneng noted that in Massachusetts former Polaroid employees, in the wake of that company’s bankruptcy, are already receiving payments from the federal Pension Benefit Guaranty Corp. (PBGC) at a fraction of what they were supposed to receive. “Many have delayed their retirements and cut back on their lifestyles to give them a better shot of making sure they don’t outlive their money,” he said.

Tomaneng said he’s also been addressing with younger clients the possibility of reduced benefits from Social Security. “For these union workers and retirees the discussion and planning needs to happen right away,” he said.

Is your pension funded?
Americans would also be well-served to check the degree to which their pension plan is funded.
Indeed, some cities and states are much worse off than others. For instance, in 2010, Joshua Rauh, a professor of finance at Stanford University, and Robert Novy-Marx, an associate professor of finance at the University of Rochester, identified the 10 major cities that they calculated would be the first to run out of pension-fund money. At the time, that list included Philadelphia; Chicago; Boston; Cincinnati; St. Paul; Jacksonville, Fla.; New York City; Baltimore; Detroit; and Fort Worth. 

Meanwhile, the gap between the promises states have made for public employees’ retirement benefits and the money they have set aside to pay these bills was at least $1.38 trillion in fiscal year 2010, according to the Pew Center for the States’s analysis of pension and retiree health-care funding. According to the report, Connecticut, Illinois, Kentucky and Rhode Island were the worst among the states, with pensions funded under 55% in 2010. Pew also noted that states collectively had only 5% of the funds needed to pay for their retirees’ health care and other non-pension benefits—such as life insurance. And 17 states had not set aside any money to fund their retiree health-care liabilities. (Read Expecting to retire with a public pension? Better have a Plan B.)

Others agreed that it’s important to check the financial status of your pension plan. “Any type of plan participant, public, private, or union should always keep an eye out on the financial status of their employer,” said Ary Rosenbaum, an ERISA retirement plan attorney for his firm, The Rosenbaum Law Firm.
Rosenbaum noted that union plans and private pensions offer more safety to plan participants when it comes to providing information, because plan participants have a right to access their plan’s funding notice, which can tell them how underfunded their plans are. If their plan is covered by the PBGC and funding of the pension is less than 80%, then plan participants are required to receive a notice of the plan’s funding level. But the PBGC doesn’t cover most state and local public-sector pension plans.

“Plan participants should know that whether their plans are protected by the PBGC or not, there is always a risk that their pension benefits can be curtailed by bankruptcy court as what probably will happen to City of Detroit pensioners,” said Rosenbaum. “So they should plan accordingly.”

No need to push panic button?
Some experts don’t think that all current and retired state and local government workers need to push the panic button and redo their retirement plans.

Notwithstanding a few outliers, retirement benefits for the vast majority of the more than 8 million retired employees of state and local government are safe and secure, said Keith Brainard, the research director of the National Association of State Retirement Administrators, a nonprofit association whose members include the directors of many of the nation’s state- and territorial-level public retirement systems.

As of March 31, 2013, for instance, combined assets of these funds exceeded $3.5 trillion, more than 15 times what the funds pay out each year in benefits, he said. What’s more, Brainard said, these plans collect in employee and employer contributions each year much of the amount they pay in benefits.

There are undoubtedly some public plans in trouble, and some in serious trouble, such as those in the state of Illinois, Brainard said. Yet nearly every state has made changes to their retirement plans since 2009, some more than once. A number of states, including Colorado, Minnesota, Maine, South Dakota, Rhode Island and New Jersey, have reduced their unfunded liabilities, in part or in whole by reducing future cost-of-living adjustments (COLAs) for current retirees. In addition, many states have increased required contributions for employees, including current workers in many cases.

In the cases of Detroit and Central Falls, Brainard said a distinguishing feature is the decline in revenue those cities experienced. Reading between the lines, if you currently work for or are retired from a municipality where revenues are declining and there haven’t been changes made to the pension plan, consider working on your plan-B retirement strategy.

Because retiree health-care benefits generally have far fewer legal protections than pension benefits do, Brainard said, we are likely to see more reductions in those benefits than among pensions.
Bottom line: When it comes to your pension, leave nothing to chance. Create a just-in-case plan. Prepare for the worst and hope for the best.

Robert Powell is editor of Retirement Weekly, published by MarketWatch. Follow his tweets at RJPIII. Got questions about retirement? Get answers. Email rpowell@marketwatch.com.

Robert Powell is a MarketWatch Retirement columnist. He has been a journalist covering personal finance issues for more than 20 years. Follow him on Twitter @RJPIII.

Check sfi/REAL

Thought of the Day

"Concentrate all your thoughts upon the work at hand. The sun's rays do not burn until brought to a focus."

-Alexander Graham Bell

How to trade on EC21, my third preferred B2B platform

Ec21 constitutes the third of my trinity of favourite B2B (Business to Business) platforms to sell or maybe look to buy a physical or digital product online; or to easily find buyers or sellers to earn money from the internet.

1. About the company

The largest overseas marketing company for SMEs in Korea, EC21 began in 1997 as an online trade board of the Korea International Trade Association (KITA). Since being separated from KITA in 2000, it has offered local small-and-medium-sized export companies a comprehensive range of trade support services and global business opportunities. The portal is actually a leading global B2B marketplace connecting buyers with suppliers in China, Korea, United States and elsewhere.

Today EC21.com has the world’s biggest product database with over one million member companies, more than four million different products, business information on more than three million buyers from 245 countries in its database, effective trade tools to lead your company to succeed in global business and 3.5 million monthly visitors. Its marketplace facilitates global trade for export/import companies of all sizes and nations. Since its premium services were introduced in 2004, EC21 has supported premium members through its offices and agencies in China, India, Russia and Malaysia.

Specialties & Business Fields

EC21 intervenes in:

- Global Buyer Sourcing
- Global B2B Marketplace
- Online Marketing

- SMM (Social Media Marketing)
- SEM (Search Engine Marketing)
- SEO (Search Engine Optimization)
- International Market Research
- Trade Consulting & Education
- Overseas Trade Missions
- Tradeshow Promotion
- Website Development & Hosting

Major Partnerships

EC21 works with:

- Google: as a Google Adwords Qualified Company
- European Commission: Managing the EU Gateway Programme in Korea

Vision

EC21’s ideology is “Making a flourishing marketplace with companies all over the world”.  

2. How to buy on EC21

Buyers Tools: When you join EC21 and register free, you can connect with more than 350,000 reputable manufacturers and suppliers from all over the world using:

- Post Buying Leads: which will let manufacturers and suppliers who have their products listed under Product catalogs Category send offers right into your inbox so that you can make money on the internet.

- Post Browse Categories: to find manufacturers and suppliers of various products quickly and easily by browsing the product category such as electronics, digital cameras, mobile phones, cars, auto parts, apparels, crafts, sporting goods, machineries, accessories, minerals, etc.

- Products by Keyword: an easy find method for searching products on EC21.

- Products by Country: Just like prospects from over 185 countries who visit EC21 everyday in search of manufacturers, you can also select any countries to view all its suppliers, wholesalers, and buyers.

- Trade Alert: with which you subscribe product alert to receive updates on new products.

- Premium Suppliers: to give you the easiest way to find reliable goods and supplies and get money online.

- Order Credit Reports: which enable you to check suppliers’ credit before finalizing business deals with them. With fraud cases increasing on the internet, it is important to exercise caution and get to know your potential business traders well before giving them your confidence. The Credit Report service helps you in this regard by providing a one-stop source for worldwide corporate credit reporting, risk, scoring, and other credit related information. The types available are Biz-Check, Quick-Rate, and Fullcheck.

3. How to sell on EC21

Sellers Tools to market products on EC21 and earn money on the internet are:

- Register and make your own website, easy and free: this lets potential customers contact you directly.

- Post Products: allows you to post products and selling leads and have buyers contact you.

- Manage Products: helps you to handle your products and gain money on the internet.

- Post Selling Leads: with this you click “Post a Selling Lead” to post a new selling offer.

- Search Buying Leads: you simply input one or more words in keyword input box after selecting “Buying Leads” for trade lead type.

- EC21 Live Chat Guide: allows you to chat with buyers in real time by MSN Live Messenger free, easier, simple, and faster.

- Trade Alert: gives you alert when there are buying leads for your product so that you can win money on the internet.

- Search Buyers: this enables you, from the main page of ‘Buying Leads’, to narrow down the category to find the buying leads. You can execute a keyword search to find a specific buying leads within the selected category directory

- Contact Buyers: You can send an inquiry immediately when you find buying leads of your interest.

4. Services

Services available to you on EC21 are:

- Basic services:

• Build your own homepage, free and easy with EC21’s user friendly tools!
• Post and edit up to 15 products, 20 selling leads and unlimited buying leads.
• Subscribe Trade Alert to receive most recent trade leads via email.
• Chat with buyers or sellers by MSN messenger in real time.
• Post Selling / Buying Leads: this is different from ‘Products’. While they are more direct and active buying and selling offers, sellers just post ‘Products’ online.
• Agent Program:

This is for self-motivated experienced professional in trade consulting or online business such as e-commerce to become EC21’s sales partner to represent EC21.com, assist members, and promote sales of Premium Membership services (Trade PRO, Trade OK, Advertisement on EC21, Credit Reports, etc.) in specific countries or regions.

- Premium services:

Premium membership:

• Access over 3 million Global Buyer DB.
• Priority Listing (Show your information ahead of others).
• Display up to 50 products and 200 selling leads.
• Get TradeVerify service for FREE!
• Trade PRO:

·         -1st Level Priority Search Listing

·         -2 Million Global Buyers Database

·         -100 Products & Unlimited Selling Leads Posting

·         -Premium Company Website

·         -Free Advertising Package

·         -Free Credit Service Package

·         -30X More Inquires than Free Members

• Trade OK:

·         -2nd Level Priority Search Listing

·         -2 Million Global Buyers Database

·         -50 Products & 200 Selling Leads Posting

·         -Premium Company Website

·         -5X More Inquires than Free Members

      • Ads on EC21: will be viewed by:

·         -1,000,000 visitors every month.

·         -250,000 business people from over 220 countries.

·         -Strong advertisement effect by targeting global business people.

VIP Membership!!

• TOP-LEVEL Priority Listing (100% Guaranteed).
• Post up to 100 products & UNLIMITED selling leads.
• First Priority in all services!

Credit Reports: Check your supplier or buyer's credits to find out whether they’re reliable or not.
Trade Verify: Gain trust from your potential buyers by verifying your business entity.
Korea Market Research: Provides most recent Korean market trends and must-know facts including unbiased insights.
World Trade Zone: Promote your products to global buyers via world trade magazines & online e-books.

Advertise with us

·         Advertising: Main Page and Others to guarantee maximum exposure and visibility for your company.

·         Advertising: Search Result List is the most cost-effective way to advertise in a specific industry.

Interested in how to win money on the internet with ec21? Check it here

Thought of the Day

"Failure is the path of least PERSISTENCE." - Author unknown

Thought of the Day

"Nobody succeeds beyond his or her wildest expectations unless he or she begins with some wild expectations." -Ralph Charell

5 Shocking Retirement Facts

Thursday, 25 Jul 2013 03:08 AM

By Christian Hill

Despite the Dow hitting all-time highs, millions of Americans still have a dismal outlook when it comes to their own ability to retire.

Consider these five statistics:

• 46% of Americans have less than $10,000 saved for retirement. (Employment Benefit Research Institute)
• 40% of baby boomers now plan to work until they die. (AARP)
• 36% of Americans say they don’t contribute anything at all to their savings. [CNBC]
• 87% of adults say they are not confident about having money for a comfortable retirement. (Lifehappens.org)
• Expected retirement age is up to 67 from age 63. (Zero Hedge)

So why, in the great prosperous country of America, are so many faced with doomed retirement dreams?

Those who took the surveys pointed to the rising cost of living and day-to-day expenses as the reason they are worried about or unable to save enough for retirement. And many also noted that rising healthcare and long-term care costs will have a major impact on their ability to afford a comfortable retirement.

Adding insult to injury is the fact that the once mighty dollar no longer goes as far as it once did, as a result of the loose monetary policies from the Federal Reserve.

“The biggest retirement mistake people make is they stick their money in a bank,” comments Aaron DeHoog, the financial publisher of Newsmax. “The reality is, inflation will destroy 50% of your savings every 22 years if you let it sit there. You have to put your money to work, safely.”

The problem is that current yields on safe investments, like CDs, bonds, and money markets, pay 85% less than what they did just six years ago.

The impact of President Barack Obama’s tax increases isn’t helping matters either.

Related: See how this “Obama policy” will cause one investment to rally 80% in the next four weeks!

Fortunately, it’s not all bad news for those hoping to salvage their retirement portfolio and live out their golden years in comfort.

Sean Hyman, editor of the Ultimate Wealth Report, has spent the last two decades in the financial markets, and has helped rescue the retirement dreams of near-retirees before.

For example, Sean began working with a man a few years ago who was on the verge of retirement, but had only managed to save $40,000 as a nest egg.

Working directly with Sean, the man said he was able to boost his retirement account to $396,000 in a relatively short period of time. The ability to help his client achieve a comfortable retirement was especially rewarding for Sean, as the man he assisted was his own father, Randy Hyman.

Sean has put together a video presentation in which he shares the exact methods he used to quickly and safely build his father’s retirement nest egg, with the hopes that he can help millions of Americans who are in the same position his father was.

Editor’s Note: Click here to see how Sean turned a $40,000 account into $396,000.

“When I first heard Sean’s story of helping his father rebuild his retirement account in the nick of time, I knew it was a story I had to share with Newsmax readers,” said DeHoog, who helped Sean produce the video.

“I know we have many readers in the same position as Sean’s father, looking for someone they can trust to help them. That’s why I asked Sean to put together his presentation. It’s information that needs to be shared.”

The video also features another bonus for viewers: Sean reveals his favorite investment right now, one that he says will rally 80% in the next few weeks as investors recognize a “blunder” in one of the Obama administration’s policies.

Sean points out that this company is in an “unloved” sector at the moment, and that Wall Street isn’t giving it any credit for its dominant market position or extreme profit opportunities.

Sean explains that this company can be bought today for an absurdly low price, and investors who get in before Wall Street realizes its mistake stand to make huge profits.

Sean’s interview also contains two more investment picks that are part of his Ultimate Wealth Report portfolio, including ticker symbols and a full explanation of why Sean says investors need to consider adding these recommendations to their portfolio. And viewers will also discover how they can get three special reports from Sean that outline additional recommendations to add to their portfolios.

Editor’s Note: For a limited time, Newsmax is showing Sean Hyman’s video presentation revealing his #1 investment pick and how viewers can gain access to three of the Ultimate Wealth Report special reports. Go here to view it now.

Check SFI/FREE for a second income plan

Smishing: A Serious Identity Theft Scheme

 

By Kelly Santos | Credit.com – 19 hours ago

Getty Images/Thinkstock -

Smishing is an identity theft scheme that involves sending consumers text messages containing a link to a fraudulent website or a phone number in an attempt to collect personal information. This scheme is becoming increasingly popular and consumers should know how to determine if they are being targeted by these criminals and how to ensure that  their mobile devices are secure.

Earlier this month, the Better Business Bureau warned consumers of smishing, which has become prevalent in the age of the smartphone. Many mobile phone users keep their personal data, like bank account information, stored on their smartphones, but this information can be accessed by criminals through phishing and other scams. One example of a phishing scam is a criminal sending an alert from a bank asking the cellphone user to follow a link to verify account information, the BBB said, such as “reactivate your ATM card” by entering a PIN.

T-Mobile was also warning its customers of the scheme. Criminals could pose as T-Mobile through a text message, scamming users to enter personal information. However, the cellphone provider said it would “never ask you to ‘confirm’ or ‘verify’ your sensitive personal information in an unsolicited SMS text message,” so users should know immediately that any text message is a scam. Like the BBB, T-Mobile said users should not reply to such text messages, not click on any link in them and contact the business that the criminal is posing to represent.

Take Action, Avoid Falling For the Scam
Consumers should also send these scam text messages to 7726 (SPAM) to cellphone carriers to have the number blocked, the BBB said. If the smishing scam included the name of a bank, contact the bank to notify them of the text.

Like phishing, short message service (SMS) text messages, or “smishing,” makes consumers think their financial accounts may be compromised, and therefore they follow the fake URL or call a fraudulent phone number even if they suspect it is a scam. But identifying the scam is a consumer’s first defense from becoming a victim of the crime.

Consumers should be wary of any message that comes from “5000″ or any other number that is not a cell number, Network World reported. A message that is asking a consumer to respond quickly can be a scam, and consumers should stop and think it over before taking action. “Remember that criminals use this as a tactic to get you to do what they want,” the article stated.

TripleClicks: Easily sell stuff you no longer need for cash (or great products) online

  What is TripleClicks?

TripleClicks (TC) is a division of Strong Future International (SFI), a great marketing affiliate company with members in over 200 countries worldwide. SFI affiliates automatically get a TC membership! Check it here: Check it here/FREE

SFI launched TC on January 5th, 2009 with approximately 6,000 products which has now increased to 92,112 products from 123 countries worldwide with hundreds of new ones being added weekly. Because of the way TC is built, one can add virtually any type of product or service. That’s why the site also now features downloadable music, auctions, games, and a member rewards points system. More developments are programmed in the future!

For the moment, you can find numerous amenities on this state-of-the-art Internet store site, including: 

• Express Checkout
• WishLists
• Online order/shipment tracking
• An exclusive, money-saving daily deal (“Deal Of The Day”)
• Advanced search features
• Special daily/weekly/monthly sales
• Popular penny auctions (Pricebenders™) with bids starting at only 1 cent.
• Standing Orders (your members can set up orders to have consumable products shipped to them monthly automatically, meaning monthly commissions for you)
• One-click sitewide currency conversions for 17 major world currencies.
• More than 50 payment options
• and much more!

These powerful features enable TC to offer SFI affiliates a world-class instrument for making money on the internet.

Sell Your Stuff

Do you have stuff you no longer need? TC makes it quick, simple, and easy to sell them for cash (or great products). So, use TripleClicks as your online garage sale to clean out your closets, attic, and garage!

So why stash when you can easily list and sell dozens of miscellaneous items and win money on the internet? Or, convert the stuff you no longer want...into stuff you do! This is possible because TripleClicks features thousands of new, brand-name products plus collectables and more, with new items added daily.

Here's how easy it is to go about it:

1. Register FREE as a TripleClicks Member.
2. Purchase some TripleClicks credits (for as little as 29 cents each) to use whenever you    want.
3. List your items with up to 700 words and up to three photos for each item.  Each listing costs you just one credit and TC will continue to run it for as long as you'd like.
4. Receive email notification each time someone buys any of your items, so you can ship them to the buyer.
5. Once delivery is confirmed, you get paid! So easy!

Need more details? Try here: Try here

How to get started making sales:

For SFI affiliates

Use the #1 recommended method of handing out TripleClicks Gift Cards as free samples to friends, associates, co-workers, family, neighbors and virtually anyone who might be interested in this online store. Recipients can redeem each gift card for 6 TCredits, which they can apply toward purchasing products, bidding on auctions, posting their own items for sale, and more; PLUS 100 Member Rewards Points (MRP) they can use toward more purchases. This is a simple and proven way of attracting potential new members. There’s even a special Gift Card Guide to help you get started.

Another beginning method called marketing strategies and aids also offer effective techniques to spread the word about TC. This enables members to focus on building a member list and not on promoting any individual products or groups of products. 

A TC member can also set up their TConnect page at TripleClicks.com. This is a personalized, free Web page every TripleClicks Member and SFI Affiliate receives upon signing up. This TConnect page can be used in various ways:

- listing products to sell,

- marketing your SFI business,

- accessing special ECA and member deals, and

- much more! 

A training article is available for one to learn all about it.

The TC Free Listing Program

In these difficult times many people are looking for smart (not hard) ways to earn money from the internet. At the same time people usually have items they no longer need or want. Children outgrow perfectly good toys. Teenagers outgrow perfectly good clothes. Adults outgrow perfectly good golf clubs. :-) Indeed, millions of perfectly good products of all kinds are outgrown, abandoned, and retired every day!

Where do these items almost always wind up? In closets, attics, and garages, taking up valuable space and (often) depreciating in value with time. 

Should that be the case with the huge downturn in the global economy, especially in the United States, where demand for this type of service is skyrocketing? We don’t have to look further than pawn shops which are doing record business right now to be convinced. So tap into this same vein and earn great commissions.
How can you go about it on TC? Here's how: TC have created a special incredibly easy program that allows people to give away free sample listings at TC: Recipients of TC Gift Cards can redeem them for TCredits to use for listing their items. There are also X-Cards, E-Cards, Postcards, text ads, tabbed fliers, and over 40 awesome banners—all directly offering a free, complementary listing at TC!

If you are an affiliate, all you have to do is get these cards, fliers, banners, etc. in front of people using the methods listed HERE.

Once a prospect has redeemed their Gift Card or entered their free listing, you've just locked them in as one of your personally referred members. And once they see how easy it is to list and sell their unwanted items, well, guess what? They're going to want to buy Tcredits and list lots of other items they want to sell for cash or other products. And, of course, for every credit they buy, you earn Direct Commissions and VersaPoints!
As an affiliate many of your members may become frequent shoppers and buyers at TC. And when they buy products, you'll also earn VersaPoints and Direct Commissions. 

SFI also gives its affiliates FREE credits to give away to your prospects.

One last thing: TripleClicks also has an E-Commerce Associate (ECA) Program, a great opportunity for commercial sellers and companies anywhere in the world, to market their products and services side-by-side with TripleClick’s own products and services. It’s free for ECAs to list their products and services and they can immediately begin taking advantage of the exposure and growing worldwide traffic of TripleClicks.com. It's a "slam dunk" for them, a total win/win. Get more information here Get more information here

Add up all the above and you can see why TC represents one of the biggest opportunities ever made available for e-commerce profits!